Service-Connected Disabilities

Add each separately rated condition. The calculator will combine them using the VA's Combined Ratings Table (38 CFR § 4.25) — ratings are not simply added. Mark conditions as "bilateral" if they affect paired body parts (e.g., both knees, both arms) for the 10% bilateral factor.

Combined Rating: — (rounded to nearest 10%)
Dependents

Dependents only affect compensation at a 30% rating or higher. At 10% and 20%, a flat rate applies regardless of dependents.

Please add at least one disability with a rating greater than 0%.
Estimated Monthly VA Compensation
$0.00
Based on 2026 VA compensation rates
Estimated Annual Benefit $0.00

How "VA Math" Works (38 CFR § 4.25)

VA combined ratings are not simple addition. The VA assumes each disability acts on the remaining efficiency of the veteran. Ratings are sorted highest-to-lowest, then combined sequentially using:

Combined % = 100% − (Remaining Efficiency)

For example, ratings of 50%, 30%, and 20% combine as: 100 − (50% × 70% × 80%) = 100 − 28 = 72%, which rounds up to 70%. The result is always rounded to the nearest 10%. A bilateral factor of 10% is added for paired body parts before final rounding.

Important Notice: This calculator provides estimates based on the official 2026 VA compensation rate tables (effective December 1, 2025) and the combined ratings formula in 38 CFR § 4.25. Actual VA determinations depend on the specific diagnostic codes assigned, evidence of record, and adjudication of dependents. The bilateral factor application here is a simplified model — the VA's actual calculation processes paired conditions in a specific order before combining. For an accurate calculation of your benefits, contact our office for a free case review.

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N. Albert Bacharach, Jr. is a VA-accredited attorney with over 50 years of experience representing veterans in disability claims, appeals before the Board of Veterans' Appeals, and federal court proceedings at the U.S. Court of Appeals for Veterans Claims. We handle VA disability, PACT Act, § 1151 malpractice claims, and Social Security disability — nationwide, with no fee unless we win.

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