A worker who has worked long enough and recently enough (based on “quarters of coverage” within the recent past) to be covered can receive disability benefits. These benefits start after five full calendar months of disability, regardless of his or her age. The eligibility formula requires a certain number of credits (based on earnings) to have been earned overall, and a certain number within the ten years immediately preceding the disability, but with more-lenient provisions for younger workers who become disabled before having had a chance to compile a long earnings history.
What is the difference between Social Security disability and SSI disability?
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Social Security Disability Insurance
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Supplemental Security Income
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Eligibility
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A disabled or blind individual must have paid Social Security taxes to become insuredfor benefits.
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A disabled or blind adult or child must meet all of the following categories:
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Payment
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The monthly disability benefit amount is based on the Social Security earnings record of the insured worker. |
The monthly payment is based on need and varies up to the maximum federal benefit rate. Some states add money to federal SSI payments. |
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Medical Coverage
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The worker will get Medicare coverage automatically after receiving disability benefits for two years. |
In most states, beneficiaries are automatically eligible forMedicaid.
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Complete explanation of the benefit |
Social Security disability | Supplemental Security Income |